Feel free to drop any questions in the chat!

Mr. Barnett, Where can we find this calculator?

barnetbd@jmu.edu

thanks! Is this free online?

Thanks!

Hello All, if you’re just joining us, we’ve touched on student loan debt repayment, and are now talking about general budget development. This is recorded, and will be posted tomorrow so you can see the entire talk.

Feel free to drop questions of the chat or unmute to ask.

what are examples of things that you would pay for before you get taxed?

Food

coffee

food and cofffee

Food

where can I find that calculator?

what do you think are things that people often neglect to budget for?

thank you!

http://apps.nslp.org/nslpcalculators/truecost.html

how much do you think we should have as an emergency fund?

What are your thoughts on credit cards? Should I have one or should I avoid them

thank you. Last one, what would be your advice for someone who spend impulsively (like myself)

What do you think that people tend to overspend on and how to avoid or spot those sorts of pitfalls?

I always thought it was smart to keep $20 cash on you for immediate emergencies but I always end up spending it… how can I refrain myself to make sure that I keep that for emergencies? Any tips?

wow

Venmo kills me!

Thanks!

no worries! Are there any sources I should look into for credit cards?

So practice and get good at the zero base budget first before introducing credit cards into your lifestyle?

yikes

Yes thank you!!

Thank you! Have a great night

thank you very much!

Thank your your time!

Thank you!

Thank you!

Thank you!

Thank you very much!

HAHHA

Thank you so much!!